1. Overview

The Service provides educational materials, course content, and related resources. These Terms apply to all visitors, users, and others who access the Service.

If you do not agree to these Terms, do not use the Service. If you are using the Service on behalf of an organization, you represent and warrant that you have authority to bind that organization.

• “Content” includes videos, text, worksheets, templates, downloads, and community materials.
• “You” refers to the individual accessing the Service (or the entity they represent).
• Some features may be subject to additional terms shown at checkout or within the Service.

2. Eligibility & Account

2.1 Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) to purchase paid offerings. You may browse public pages without an account.

2.2 Account security

If you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activity under your account. Notify us promptly if you suspect unauthorized access.

2.3 Accurate information

You agree to provide current, complete, and accurate information during registration and checkout, and to update information as necessary.

3. License & Content

3.1 Our Content

All Content is owned by us or our licensors and is protected by applicable intellectual property laws. Purchasing or accessing Content does not transfer ownership.

3.2 Limited license to you

Subject to your compliance with these Terms and any payment obligations, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Content for your personal, non-commercial educational purposes.

3.3 Restrictions

• You may not reproduce, redistribute, sell, sublicense, or publicly display Content unless explicitly permitted in writing.
• You may not share login access, downloadable files, or course materials with others.
• You may not remove or alter any copyright, trademark, or proprietary notices.
• You may not scrape, crawl, or use automated means to access the Service in a way that burdens systems or circumvents protections.

4. Acceptable Use

You agree not to use the Service in a way that is unlawful, harmful, or interferes with others’ use. This includes, without limitation:

• Violating any applicable laws or regulations.
• Infringing intellectual property or privacy rights.
• Uploading malware, attempting to gain unauthorized access, or probing vulnerabilities.
• Harassing, defaming, threatening, or promoting hate or violence.
• Attempting to bypass paywalls, access controls, or license limitations.

We may suspend or terminate access if we reasonably believe you violated these Terms or created risk for the Service, other users, or third parties.

5. Payments, Refunds & Subscriptions

5.1 Pricing and taxes

Prices are displayed at checkout. Taxes may apply based on your location and will be shown before you complete your purchase.

5.2 Subscriptions

If you purchase a subscription, it renews automatically at the interval shown at checkout until canceled. You can cancel renewal from your account settings (if available) or by contacting support.

5.3 Refunds

Refund eligibility, if offered, is described at the time of purchase. If a refund policy is presented at checkout, it is incorporated into these Terms. Some purchases may be non-refundable (for example, instant-access digital downloads), as allowed by law.

5.4 Chargebacks and disputes

If you believe a charge is incorrect, contact support before initiating a chargeback. Excessive chargebacks or payment disputes may result in restricted access.

6. Third‑Party Services

The Service may integrate or link to third‑party services (for example, payment processors or analytics). Third‑party services are governed by their own terms and privacy practices. We are not responsible for third‑party services, content, or policies.

• We may rely on third parties to process payments securely.
• Third‑party outages may impact access to the Service.
• You are responsible for reviewing third‑party terms when applicable.

7. Disclaimers

The Service and Content are provided on an “as is” and “as available” basis. To the maximum extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non‑infringement.

Educational content is informational and may not be appropriate for every situation. You are responsible for your decisions, actions, and results.

8. Limitation of Liability

To the maximum extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of the Service or Content.

To the maximum extent permitted by law, our total liability for any claim related to the Service will not exceed the amount you paid us for the Service in the 12 months preceding the event giving rise to the claim (or, if greater, the minimum amount permitted by law).

9. Termination

We may suspend or terminate your access to the Service at any time if we believe you violated these Terms, created risk, or used the Service in a way that could cause harm. You may stop using the Service at any time.

Sections that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and dispute provisions) will survive.

10. Changes to Terms

We may update these Terms from time to time. The “Last updated” date above indicates when changes were made. Continued use of the Service after changes become effective constitutes your acceptance of the updated Terms.

11. Contact

Questions about these Terms can be sent to:

• Email: [email protected]
• Phone: +1 (415) 803-2749
• Website: smoothhub.click